Penny Havens
Director of Operations & Realtor
Penny Havens is a dedicated real estate professional and Director of Operations for the Nick Ratliff Realty Team. A graduate of Eastern Kentucky University, Penny has always had an entrepreneurial heart, owning and operating a successful resale shop for several years before transitioning into real estate. Her passion, work ethic, and commitment to clients quickly earned her Rookie of the Year during her first year as a Realtor.
Outside of real estate, Penny enjoys spending time with her husband, Shane, who loves cars, and their daughter, Ariauna, who has a passion for volleyball. She also loves her elegant Standard Poodle, Pearl and Nala, the sweetest Pit. Making lasting memories with family is where her heart is happiest. Whether helping clients navigate the market or supporting her team behind the scenes, Penny brings energy, care, and enthusiasm to everything she does.
